Thursday, 2 November 2017

The Wide Range of Qualifying for Life Insurance

​Difference Between Guarantee Issue Life Insurance and Medically Underwritten Life InsuranceLife insurance terminology can be misleading, leaving people confused and frustrated. There is a wide difference between the products life insurance companies offer, on the far left is guarantee issue life insurance and on the...


Friday, 27 October 2017

Marijuana and Life Insurance in the State of Washington

Smoking marijuana is not nearly as taboo as it used to be and life insurance companies are starting to be more lenient from an underwriting standpoint. Currently eight states and the district of Columbia have legalized recreational Marijuana. In the past if you smoke or...


Friday, 20 October 2017

Strategies for Obtaining Life Insurance as Quickly as Possible

If you need to get life insurance as soon as possible for a business loan, divorce decree, or any other reason, working with the right agency is extremely important because the process can either be quick or take months. If you have any negative health...


Thursday, 12 October 2017

I do not have a pension? Is an annuity necessary?

An increasing fear for a lot of people is not having enough money in when they retire. Sixty-five percent of baby boomers plan on working past age 65 because they do not have enough retirement savings. Most financial advisors have programs that can generate fancy...


Thursday, 5 October 2017

5 Things To Remember Before Purchasing Disability Insurance

According to recent studies, a person is three times more likely to need disability coverage than you are to die and need life insurance before their 65th birthday. This should illustrate the importance of buying disability insurance. However, most people avoid disability insurance and don't...


Monday, 25 September 2017

When is the Best Time to Get Life Insurance?

Those with no dependents or single individuals may not need life insurance. With no dependents, it wouldn’t make sense buying any form of life coverage. You however qualify for primary insurance that covers burial expenses; you can get this policy through your employer. If you...


Wednesday, 13 September 2017

Are Annuities Bad, Ugly Or Good?

It all depends on the kind of annuity and what your specific needs are. An annuity is the investment of a lump sum of cash to produce a monthly income stream either for life or a fixed period of time. The income may start right...